Maybe. You’ll need to speak directly to your insurance provider. In some states, you may qualify for an insurance premium reduction for certain metal roofing profiles. Most of our metal panels are UL Class 4 rated for impact resistance. Visit our research and testings page for more details. When taking an insurance discount with a metal roof, you may have to waive the right to claims due to aesthetic issues. Check with your insurance agent to fully understand the pros and cons of insurance discounts associated with metal roofs.